dealer finance application

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  <b>Accepted Terms and Conditions</b>
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  Disclosure Statement<br>
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  Whiting Financial Services Limited are registered but not authorised financial advisor's. We can give advice about category 2 financial products such as consumer credit contracts, home loans, mortgages and other financial products. FSP Number: 16206
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  If you have a problem, concern or complaint about our service please let us know so we can endeavour to resolve the problem. You may contact our internal disputes service by telephoning David Whiting on (04) 568 5100 or emailing dave@whitingfinancial.co.nz, or in writing to PO Box 39172, Wellington Mail Centre or you may choose to report the problem to the Financial markets Authority.
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  How we get paid: On settlement of a deal, Whiting Financial Services Limited receive commission from the product providers we deal with. The commission is generally of an up front nature but may also include a small renewal or trail commission. We also receive a fixed rate roll over fee if we assist in re-fixing your loan. There may be times where we may charge you a one off fee which will be disclosed to you at the relevant time.
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  Privacy Waiver: i/We authorise Whiting Financial Services Limited to:
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  Use information disclosed in this application, or any resulting contract, for the purpose of processing this application and sending me information about other products offered by Whiting Financial Services, Speirs Finance, UDC Finance, BMW Financial Services, Marac Finance, Oxford Finance and any other finance companies, banks or financial service providers.
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  Make all such enquiries about me and my financial affairs as Whiting Financial Services Limited consider appropriate in relation to this application, or any resulting contract, (and further enquiries in the future which may be necessary in connection with this application and any subsequent requests for credit) and to disclose details of this application, or any resulting contract, to any person for this purpose. I authorise any party approached by Whiting Financial Services Limited to disclose such information to Whiting Financial Services Limited.
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  Disclose details of this application and any resulting contract to any assignee of any such contract or to any credit agency, debt collector, solicitor or, as Whiting Financial Services Limited consider appropriate in relation to any resulting contract, to any staff of Whiting Financial Services Limited. I understand that the assignment of any such contract may result in the existence of that contract being noted on a public register.
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  Contact the Ministry of Justice in relation to any fines or defaults that I may have which may affect this loan application.
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  Disclose details in this application to arrange insurance or obtain confirmation of insurance for any vehicle being purchased or used as security in the resulting agreement.
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  I/We understand that:
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  Acceptance of this application does not necessarily mean that you will accept the credit applied for, and you may decline this application without giving any reason.
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  Pursuant to the privacy act 1993, i/We have the right to contact your Privacy Officer to request access to and correction of any information about me that you hold and you will supply to us on request the names and addresses of any agencies (including any credit reporting agency engaged by Whiting Financial Services Limited) to whom you have disclosed information about me.
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  Whiting Financial Services Limited are asking me/us for personal information about me/us to use a credit reporting agency to credit check me/us.<br>
  I/We understand that:
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  The credit reporting agency will give Whiting Financial Services Limited information about me/us for that purpose.
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  Whiting Financial Services Limited will give my/our personal information to the credit reporting agency who will hold that information on their systems and use it to provide their credit reporting service.
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  When other customers of the credit reporting agency use the credit reporting service, the credit reporting agency may give the information to those services.
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  Whiting Financial Services Limited may use the credit reporting agency's services in the future for purposes related to the provision of credit to me/us. This may include using the credit reporting agency's monitoring services to receive updates if any of the information held about me/us changes.
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  If I/We default in my/our payment obligations to Whiting Financial Services Limited, information about that may be given to the credit reporting agency and they may give information about my/our default to their other customers.
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  I/We certify that:
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  <ol>
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  Where I/We have provided information in this application about any other person, that person has authorised me/us to disclose the information to Whiting Financial Services Limited and to authorise Whiting Financial Services Limited to use and disclose that information in the same ways as if that person was an applicant.
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  The information provided in the application is true, correct and complete (and includes all current names that I use) and no information that would be relevant to Whiting Financial Services Limited in evaluating the application has been omitted. If any changes occur between now and signing a credit agreement with Whiting Financial Services Limited (including any change in name) I/We will disclose such changes to you immediately.
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Purchase Price	Deposit Paid
Term of Loan (months)	Interest Rate (%)
Dealer Finance Application

Dealers Information

Personal Information

Residence Information

Contact Information

Employment Information

Partner's Personal Information

Partner's Employment Information

Nearest Contacts Information

Income Information

Expense Information

Assets Information

Liabilities Information
